Terms of Service

Introduction

Welcome to MoneyUpTech! These Terms of Service (“Terms”) govern your use of our personal finance application and services (the “Service”). By accessing or using the Service, you agree to comply with and be bound by these Terms. If you do not agree to these Terms, please do not use the Service.

1. Use of the Service

1. Eligibility: You must be at least 18 years old and capable of entering into legally binding agreements to use the Service. Our service is designed exclusively for residents of the United States. By using this application, you confirm that you are accessing the service from within the U.S. and agree to comply with all applicable federal, state, and local laws.
2. Account Registration: To access certain features of the Service, you may need to register for an account. You are responsible for providing accurate and complete information during registration and for keeping your account credentials secure.
3. License to Use: We grant you a limited, non-exclusive, non-transferable license to use the Service solely for your personal, non-commercial purposes in accordance with these Terms.
4. Prohibited Conduct: You agree not to:
   • Use the Service for any illegal or unauthorized purpose.
   • Interfere with or disrupt the Service, servers, or networks connected to the Service.
   • Reverse-engineer, decompile, or attempt to extract the source code of the Service.
   • Share or sell access to your account.

2. Subscriptions and Payments

1. Subscription Plans: The Service is provided on a subscription basis. Details of subscription tiers, pricing, and billing cycles are available on our website or app.
2. Billing and Payment: You authorize us to charge your selected payment method for subscription fees. All payments are non-refundable unless otherwise stated.
3. Cancellation: You may cancel your subscription at any time. Upon cancellation, you will retain access to the Service until the end of your billing period.
4. Changes to Pricing: We reserve the right to change subscription fees with prior notice. Changes will not affect current subscriptions until the next billing cycle.

3. Data Privacy

Your use of the Service is subject to our Privacy Policy, which describes how we collect, use, and safeguard your information.

4. Intellectual Property

1. Ownership: All content, features, and functionality of the Service, including but not limited to text, graphics, logos, and software, are owned by [Personal Software Solutions LLC] or its licensors and are protected by copyright, trademark, and other intellectual property laws.
2. User Content: You retain ownership of any data or content you upload to the Service. By submitting content, you grant us a limited, non-exclusive, royalty-free license to use it solely for the purpose of providing the Service.

5. Limitation of Liability

To the fullest extent permitted by law, [MoneyUp Technical Solutions LLC] and its affiliates shall not be liable for any indirect, incidental, consequential, or punitive damages, including loss of data, revenue, or profits, arising out of or in connection with your use of the Service.

6. Disclaimers

The Service is provided “as is” and “as available” without any warranties of any kind, whether express or implied. We do not guarantee that the Service will meet your requirements, be uninterrupted, or be error-free.

7. Termination

We reserve the right to suspend or terminate your account at our sole discretion if you violate these Terms or engage in conduct that harms the Service or other users.

8. Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Your Jurisdiction], without regard to its conflict of law principles.

9. Changes to These Terms

We may update these Terms from time to time. The latest version will always be available on our website or app. Continued use of the Service after changes are made constitutes acceptance of the updated Terms.

10. Contact Us

If you have any questions about these Terms, please contact us at: