Privacy Policy

1. Information We Collect

We collect the following types of information when you use our Service:

• Personal Information: Includes your name, email address, and payment details when you sign up for a subscription.
• Financial Information: Includes account numbers (encrypted), balances, transaction history, and other data you provide to facilitate the Service.
• Device Information: Includes IP addresses, device identifiers, operating system, and browser type.
• Usage Data: Includes how you interact with the Service, such as pages visited and time spent on the app.

2. How We Use Your Information

We use your information to:

• Provide and improve the Service, including personalized features and updates.
• Facilitate account creation and subscription management.
• Ensure the security and integrity of your data.
• Respond to your inquiries, support requests, or other communications.
• Comply with legal obligations.

3. Data Storage and Security

All user data is stored securely in the cloud. Account numbers and sensitive financial information are encrypted both in transit and at rest. While we strive to protect your information, no method of transmission over the Internet or electronic storage is completely secure, and we cannot guarantee absolute security.

4. Data Sharing and Disclosure

We do not sell your personal data to third parties. However, we may share data with:

• Service Providers: To assist in delivering the Service (e.g., cloud hosting, analytics).
• Legal Authorities: If required by law or to protect our legal rights.
• Future Business Transfers: In case of a merger, acquisition, or sale of assets, your data may be transferred.

5. Your Data Ownership and Choices

You own the personal and financial data you provide to us. You may request to:

• Access, correct, or delete your data.
• Withdraw consent for specific processing activities.

Note: Certain data may be retained as required by law or for legitimate business purposes.

6. Data Retention

We retain your data only for as long as necessary to fulfill the purposes outlined in this Privacy Policy or as required by law.

7. Future Data Usage

If we decide to sell user data (in any form) in the future, we will update this Privacy Policy and notify you of the changes, providing you with the opportunity to opt out or withdraw your consent as applicable.

8. Cookies and Tracking

We use cookies and similar tracking technologies to enhance your experience. You can manage your cookie preferences through your browser settings.

9. Third-Party Links

Our Service may include links to third-party websites. We are not responsible for the privacy practices or content of these external sites.

10. Children's Privacy

Our Service is not intended for individuals under 18. We do not knowingly collect data from children.

11. Geographic Notice

Please note that this personal finance application is intended solely for U.S. residents. If you are accessing our services from outside the United States, some features may not be available, and your data may be subject to different local regulations.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. The latest version will always be available on our website or app. We encourage you to review it periodically.

13. Contact Us

If you have any questions about this Privacy Policy, please contact us at: